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Visa/MasterCard use pricing indicators or business types to utilize discounts to rates. Involving beginning, Visa/MasterCard used to charge one rate respectable industry. Some industries refused to accept credit cards because they thought the rates were too high and cut into the profit margin. Supermarkets were regarding holdouts. So, Visa/MasterCard began offering promotions to specific industries, card types, and processing remedies. This is why there are 440 different rate categories. These discounts paved the way for credit card acceptance at supermarkets, gas stations, and fast food restaurants.

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